Adriatic was founded over 70 years ago. We are proud to say we have many long term people to assist in our success.
We have five people with over 30 years tenure and more with over 30 years experience in the insurance business.
Our experience is quite broad and we have insured such risks as a space camp in Algonquin park to manufacturers with operations both in Canada and the United States.
We also assist everyday businesses such as contractors and landlords. We also do personal insurance for homes and cars.
What is an INDEPENDENT Insurance Broker?
We are an Independent Insurance Broker, which means we act as professional insurance advisors operating an independent business to serve all your insurance needs.
Our dedicated employees are continually trained through the IBAO (Insurance Brokers Association of Ontario) and other RIBO (Registered Insurance Brokers of Ontario) approved programs.
We are experts exemplifying the intricacies of insurance articles, sharing our knowledge and presenting the best recommendations to you, the customer.
Our office represents several different insurance companies and we are, therefore, able to shop around and negotiate the best premiums suited to the best coverage for your protection.
Simply put, we work with you to help you make a more informed decision.
The success of our independent brokerage relies upon satisfying your insurance needs. It is always in our best interest to provide you with prompt and effective service whenever you are purchasing or updating your insurance.
If you are ever caught in the unfortunate circumstance of having to make a claim, we will always be by your side. We will do our best to assist you quickly and to make sure that you are treated fairly by the insurance company.
What is the difference between a Broker and an Agent?
The difference is simple. As your Independent Insurance Broker…we represent several reputable insurance companies and negotiate the best possible coverage and price, on your behalf.
An Insurance Agent, on the other hand, works directly for one specific company and can only sell one company’s policies at a fixed rate.
Pricing is non-negotiable.
They do not have the luxury of choice that you share with us, your Independent Insurance Broker.
How do I benefit by using an Independent Broker?
As your Independent Broker, we are thoroughly educated, trained and licensed to sell insurance.
We believe we are the most qualified insurance intermediaries.
We continually research the ever-changing property and casualty market-place on your behalf.
We are experts at sorting out all the complexities of various insurance policies from different companies and are able to present them back to you in a clear and no-nonsense manner.
As your Independent Broker, we are a trained, independent source of knowledge.
We deal with more than one insurance company on a daily basis and will do the shopping around for you.
We work hard to understand your particular needs, and we will use that knowledge when searching for the best insurance company.
We provide you with a greater variety of policy options and pricing.
As your Independent Broker, we will at all times, maintain the highest, professional standards that our membership in the IBAO requires, and it is because of this that we are obligated to keep all of your information in the strictest of confidence.
As your Independent Broker, we work for you… and will continually let you know that we are there for you at all times.
Even in your hour of need, should you ever have to make a claim, you can count on us to ensure that you are treated fairly and professionally.